About Our Agency

Rust and Rust Insurance Agency Inc. has a legacy of trusted insurance.

We are your local independent insurance agency.

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We understand how important your home, family, and business are to you. That’s why we work tirelessly to help you navigate the unique risks you face, providing you with the service and guidance you deserve.

Rust and Rust Insurance Agency Inc. is a family-owned and operated independent insurance agency. We have been serving clients in Cincinnati, OH, and surrounding areas for four decades. In fact, you could say insurance runs in our blood. Since 1867, there has continuously been a member of the Rust family in the insurance profession, resulting in six generations of Rusts in insurance.

All of that experience has shown us how important the power of choice is in helping our clients with their insurance. We represent some of the nation’s top-rated insurance companies to provide insurance of value to our clients and make sure they are covered properly at a competitive price.​ We make it our priority to find you the right insurance for your needs.

4 Decades

in business

6th Generation

in insurance

We value our clients’ happiness, and we strive to provide you with quality service and knowledgeable advice. Ultimately, we want you to feel confident in your coverage so you can have peace of mind knowing the things that matter most to you are protected.

Our Mission Statement

At Rust and Rust Insurance Agency Inc., our mission has been the same since the day we opened: to provide our clients with comprehensive and valuable insurance protection at a competitive price.

Why Go Independent?Meet Our Team
About Our Agency - Closeup View of Colorful Historic Buildings in Downtown Cincinnati Ohio with Surrounding Green Trees

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As an independent agency, we are here to help you find the right coverage.

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Serving OH and KY

From our office in Cincinnati, OH, we are proud to serve clients throughout Southern Ohio and Northern Kentucky. We are also licensed in Arizona, Florida, Indiana, Michigan, North Carolina, and Tennessee.

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Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Business Insurance

Coverage and risk management solutions for companies of all sizes.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

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As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!